Are your finances in the red? Are you trying to keep your head above water? Have you thought about robbing Peter to pay Paul? You’re not alone – these are truly tough times for many.
Luckily, there are many time-tested ways to make quick cash without venturing too far into the uncertain territory of debt accumulation. If you’re hoping for hacks on how to get your finances back on track, then you’re in the right place:
Swimming with the Sharks
If you’re sure you’ll be able to pay back the money in time, fast loans can be a great secret weapon. All you need is evidence of regular income and a checking account and you’re good to go. Many lenders are able to hand the cash over quicker than you’d think, some even as soon as a day.
Compare different loan offers, make sure you’re aware of all the terms and conditions, and know you’re not forced to accept any single offer.
Interest rates will vary, but whichever one you go for, make sure you don’t bite off more than you can chew. Pick a loan that’s tailored for the situation you’re in, and be sure to look into non-profit lenders who offer low-interest loans to people who are struggling financially.
Home and Dry
Money doesn’t grow on trees, but you’d be surprised at what you can find if you move the cushions on the couch. Surely you’ve got some old books, games, or gadgets lying around?
If you’ve spent a lot of money on university textbooks and they’re of no use to you now, why not put them up on Amazon? Make sure you reveal any shortcomings, and you’re sure to make a solid sale.
If Amazon isn’t for you and a yard sale is a bit too intense, go to a pawn shop and see if you can get a good deal on your old stuff.
Student Becomes Teacher
An unimaginable amount of students are skating on thin ice when it comes to their studies. So, if there’s something you’re an expert in, you can guarantee there are students willing to pay for tutelage.
Maybe your French is impeccable, your piano skills are unmatched, or you won a couple of tennis trophies in school. Whatever it is, you can cash in on it by becoming an online tutor.
Getting Down and Dirty
If you don’t mind getting your hands dirty, you can offer your services mowing and landscaping for a fee. Some clients will offer one-time jobs, while others might have regular work for you.
Most people don’t have landscapers clock in every day, so you won’t be doing hard labor day in and day out. However, there’s money to be made mowing lawns and pulling weeds, even just in your local neighborhood.
Thanks to the wonders of the internet, you can now work for someone on the other side of the planet. All you need is a bit of know-how and a stable internet connection.
Do you write engaging copy? Are you an aspiring graphic designer? Countless companies are hunting for people like you. Whatever task you’re talented in, see if you can do it for someone online.
Online recruiters can be a gold mine for freelancers, and the best part is, you won’t lose anything by trying them out.
Though these tips will help you get out of trouble financially, it’s equally important to learn how to budget. Limiting frivolous spending is essential if you want to avoid getting yourself in the same situation. At least until your remote working side-hustle takes off!