How Francy Stays Frugal in New York City

Posted 2 years ago by

Francy is the voice behind fashion blog, Fancy Francy. In the past year, Francy moved from Atlanta and got an adorable apartment with her older sister in Brooklyn.

Here’s one of the only problems with New York — It can be very difficult to control yourself when you first move here. It’s just so easy to blow all your money on fashion, good food, yummy desserts, coffee and late-night drinks with friends in Soho’s trendiest bars. But if you want to be able to stay in New York for the long haul, you have to watch your finances.

We recently sat down and enjoyed coffee at a popular Lower East Side eatery and had a chat with Francy. According to Francy:

Living in New York, you have to be disciplined with your money. Lucky for me, being a recent grad, I still have a college mindset and I really hope I keep that as I get older and my salary increases. Being a poor college student isn’t glamorous, but that experience can really determine how you treat your bank account as you age.

Below, Francy shares her secrets on how she’s able to stay frugal while living in one of the world’s most expensive cities:

1. Bring Lunch To Work

I try and bring my lunch to work as often as possible. So many of my co-workers leave work everyday and spend $12-$15 on lunch. I’ll do it every now and then, but if I made that an everyday habit I’d be very sorry later.

2. Keep Food At Work

I like to keep oatmeal and cereal at my desk. That way, if I forget my lunch or didn’t have time to eat breakfast I don’t have to leave and buy something. If your office or work place has a kitchen with a microwave and fridge for milk I’d take advantage of it.

3. Only Go Out To Eat On The Weekends

Going out to eat every night is very tempting, but it’s not realistic. If a friend wants to grab brunch or dinner on the weekend, I’m down, but if it’s a Monday, I’d rather pass. Going out to eat two days out of the week is budget friendly, but going out seven days a week is just a waste of money. It’s also not very healthy.

4. Don’t Take Cabs Too Often

I avoid them as much as possible. If the traffic is light it’s usually between $9 and $11 (not including tip). But if it’s rush hour, the price just increases. Definitely take the Subway on a day to day basis (it’s only $2.50 a ride) and save cabs for late nights out with friends only once or twice a month.

5. Price Adjust Your Clothes

My Aunt taught me this when I was a kid. Say you bought a jean jacket from H&M last weekend and you love the coat, but when you go back to H&M the following weekend you find the same coat you just bought on sale for $7.

Just bring the coat and receipt back to the store and ask for the price to be adjusted. What they’ll do is give you back the difference. For this reason, you should save all your receipts!

If it’s been over two or three weeks, forget about it, but if goes on sale shortly after you bought it then go for it. I’ve saved a lot of money this way!

6. Don’t Shop At Expensive Stores

I’m not talking about Celine Paris or Chanel, but stores like Topshop and Urban Outfitters. Trendy, yes, affordable, no. What I do is go to expensive shops and boutiques for inspiration only. If I like something, I leave and try and find something similar at a more affordable store.

7. Shop On Ebay

If I find something I like at say, American Apparel, I’ll search for it on Ebay. There’s two ways you can go about this. Say I really want a pair of their black disco pants:

  • 1. You can search for a used pair for less.
  • 2. You can find something similar that’s made in China that’s $20 or less.

If you care about the brand, go with the first. If you care more about the look, go with the second.

8. Look for Discount Codes When Shopping Online

Whenever you’re about to pull out your credit card while shopping online, quickly Google if there are any discount codes available from the company you’re buying from.

You can also go to one of the websites below and search for discount codes.

Remember, these tips aren’t just helpful in New York, but all over the world! If you loved Francy’s tips make sure you follow her on Twitter and check out her awesome blog.

Do you have any money saving tips to share? Let us know in the comments below!

Comment

Top 4 Winter Shoe Trends: from Wedge Sneakers to Two-tone Oxfords

Posted 2 years ago by

Our good friends over at Shoegasm launched their e-commerce site last week and the orders have already started to roll in. Upon hearing this, we at Broke & Chic teamed up with Shoegasm to bring you the top 4 shoes trending this Winter.

Dive into the list below and tell us your favorites in the comments!

1. Wedge Sneakers

This one is no surprise. The wedge sneaker trend got its start last winter, and it’s still going strong. We can’t decide if we love it or hate it. What’s your take?

$69.95 at Shoegasm

2. Floral Prints

From heels to combat boots, floral prints are a pretty trend; we hope it sticks around for a bit!

 Go edgy with this studded pair.

3. Tribal Print Boots

These puppies have been everywhere lately…and we love it!

 Try these boots by Irregular Choice. Too pricey? Try these.

4. Two-tone Oxfords

Two-tone oxfords will make even the simplest outfit more interesting.

Try out this classy pair from Miz Mooz…they’re super comfortable!

What’s your favorite shoe from the list above?

Comment

Broke & Chic Hits Up Amsterdam

Posted 3 years ago by

Broke & Chic had the wonderful opportunity to attend The Next Web Conference in Amsterdam this past April. It was filled with amazing speakers including Alexis Ohanian of Reddit, Mark Randall of Adobe, Chad Hurley of Youtube and Brian Wong of Kiip. If given the opportunity, I highly recommend attending one of TNW’s conferences — especially if you’re an aspiring entrepreneur or self proclaimed techie!

It was personally my first time in The Netherlands and I couldn’t have been more impressed with the city, people, fashion and canals! Below are a few things I learned and observed during my stay:

  • they love to keep the windows open.
  • Tulips are everywhere!
  • The air is so fresh.
  • They hate it when people talk on the phone on the tram.
  • The food tastes amazing!
  • They are very nice to tourists. The complete opposite of us New Yorkers!
  • This isn’t a walking city, you either ride your bike or take the tram.
  • Ladies ride their bikes with ease in heels.
  • Business men will ride their bikes to work in a fancy suit.
  • All the men seem to have slicked back medium length hair.
  • I’ve seen a lot of high top sneakers.
  • They love their mint tea!
Above: Peppermint tea became a part of my morning routine!

Amsterdam Street Style

The fashion of this city was not what I was expecting. New York city is very diverse when it comes to fashion. On one corner you’ll can see a thirty-something woman in an all black Prada suit and mile high Louboutin heels, and a twenty-something rockin’ skin tight high-waisted black jeans, a white v-neck, hot pink hair and studded Lita’s.

In Amsterdam, on the other hand, I found everyone stuck with neutral colors. If they played with color, it was usually red or orange (for Queensday.) One thing I admired about Amsterdam was the people, everyone was friendly, and they all seemed happy and carefree — just like their fashion sense!

 How can you not love this adorable and stylish couple?!

The hidden wedge high top was very prevalent all over the city!

There are those high tops again! Oh, and a pop of orange for Queensday!

Want to Dutch-ify your outfit? Rock a pair of high tops!

What are your thoughts on Dutch fashion? Let us know in the comments below!

Comment