A Financially Savvy Guide on How to Pay for College Without Financial Aid

Posted October 21, 2020 by in Lifestyle
how to pay for college

Did you know that the average cost for public colleges in the United States is $9,970 for in-state tuition and $25,620 for out of state? If you are thinking about going to college but funds are tight, you are in the right place. We have put together this guide on how to pay for college without financial aid to help you out.

Keep reading to learn everything you need to know about paying for college below:


This is one of the best ways to pay for school with no money because when you qualify and earn a scholarship you do not have to pay it back. There are plenty of scholarships out there, the key is to find those that you qualify for

Sometimes the schools themselves have scholarships available and in other cases, places like Housing Authority’s will award scholarships if you fit their criteria. Search for Debt-Free Degree Scholarships and browse through the thousands of scholarships available. 

Work-Study Gigs

Another option is to find a part-time job either on campus or near campus through the school. These jobs are available for students depending on their finances and the funding that the school has available. Keep in mind that in order to qualify you have to fill out your FAFSA information. 

Work-study jobs will pay the student directly at least once per month and you can then use the money to pay for your classes. If you do not qualify for work-study jobs then you can always look at some great gigs to help you earn extra income to pay for your classes without going into debt.

Payment Plans

Every college has a monthly payment plan available. This is a great way to pay for college without going into debt or taking out financial aid. Most colleges bill once during the fall semester and once during the spring semester. 

The amount due for each semester is pretty steep so if you are able to give a fraction of your monthly disposable income towards your college tuition, then you can look into the options the college offers if you were to enroll in the monthly payment plan option. 

Usually, these plans allow you to divide the payments over the course of 10-12 months. Depending on the college, they might also charge a small service fee to sign up for the plan.  

Now You Know How to Pay for College Without Financial Aid

As you can see there are a few options on how to pay for college without financial aid. Now you can decide which methods you want to use for your own education. Many people are under the impression that in order to get a great education they have to either borrow money or skip college but that’s just not the case. 

Did this blog post help you out today? Please feel free to keep browsing around our education section to catch up with our latest news.