How to File for a Worker’s Compensation as a Healthcare Worker

Posted May 15, 2022 by in Career
Positive doctor in uniform with stethoscope and documents talking on smartphone

It’s no secret that the healthcare industry is one of the most challenging and demanding professions in the world. Healthcare workers are responsible for caring for sick and injured people, and often have to work long hours under difficult conditions. It’s therefore not surprising that many healthcare workers suffer from job-related injuries and illnesses.

If you’re a healthcare worker who has been injured or become ill as a result of your job, you may be eligible to file a workers’ compensation claim. In this article, we’ll explain what workers’ compensation is, and tell you how to file a claim if you need it. Let’s get started.

Have a Good Lawyer by Your Side

Many people don’t realize that they may be eligible for workers’ compensation benefits if they’re injured on the job. Therefore,  it’s important to have a good lawyer by your side who can help you navigate the workers’ compensation system and get you the benefits you deserve. However, since laws are different in each state, it’s important to work with the local lawyer to understand the process and what you’re entitled to. 

For instance, if you work in South Carolina, and want to file a claim, check with a reputable workers’ compensation lawyer before contacting the South Carolina Workers’ Compensation Commission might be a good idea. Even if you live in a state where the laws are more favorable to workers, if you have been injured in the course of your work in SC you should still consult with a South Carolina healthcare work injury lawyer to discuss your options. Since laws are constantly changing, it’s important to have a lawyer who is up-to-date on the latest changes and can help you get the most favorable outcome possible.

Understand the Statute of Limitations

In most states, you have a limited time to file a workers’ compensation claim after you’ve been injured or become ill. This is known as the statute of limitations. For example, in the state of California, you have just one year from the date of your injury to file a claim. However, if you have an occupational disease, you have two years from the date you knew or should have known that the disease was caused by your job. 

If you miss the deadline, you may be barred from receiving any benefits, so it’s important to be aware of the deadlines in your state and act quickly. There are also some exceptions to the rule, so if you’re not sure whether you’re eligible to file a claim, it’s best to speak with a lawyer who can advise you.

Know What Benefits You’re Entitled To

Once you’ve filed your claim, you may be entitled to a wide range of benefits, including medical expenses, income replacement, and death benefits. The exact benefits you’re entitled to will depend on the state you live in and the severity of your injuries. 

For instance, if you have suffered a job-related injury that prevents you from working in healthcare, you may be eligible for Temporary Partial Disability (TPD) benefits. These benefits will replace a portion of your lost wages while you’re unable to work. In California, TPD benefits are generally two-thirds of your average weekly wage, up to a maximum amount, and are usually payable for up to 104 weeks. If your injuries are more severe and you’re completely unable to work, you may be eligible for Temporary Total Disability (TTD) benefits, which will replace your entire wage. 

Get the Right Medical Treatment

If you’ve been injured on the job, it’s important to get the right medical treatment as soon as possible. Not only will this help you recover from your injuries, but it will also provide documentation that will be essential when you file your workers’ compensation claim. 

Be sure to see a doctor who is authorized by your state’s workers’ compensation board. In some states, you may have to choose from a list of approved doctors, while in others, you can see any licensed physician. Regardless of the rules in your state, it’s important to see a doctor as soon as possible after your injury so that there is documentation of your injury and its severity.

Gather All The Necessary Documentation

Once you’ve filed your claim and begun receiving benefits, it’s important to keep track of all the documentation related to your injury, including medical bills, prescriptions, and income statements. This documentation will not only be necessary to support your claim but it will also be used to determine the number of benefits you’re entitled to. 

In addition to collecting all the documentation related to your injury, you should also keep a record of any expenses you incur as a result of your injuries. This can include things like travel expenses for medical appointments or costs for childcare if you’re unable to care for your children yourself. 

Even though being injured or becoming ill at work can be a difficult and stressful experience, it’s important to know your rights and understand the workers’ compensation process. By following the steps outlined above, you can ensure that your claim is properly documented so you can get the benefits you’re entitled to. This way you can focus on your recovery and rest assured that you and your family will be taken care of financially.