As you get older, your credit score will become extremely important. After high school and college, your credit score is the only grade that really matters. A good credit score helps you get loans, rent apartments, and buy houses with ease. While I don’t agree with this fact, your credit score could also affect your ability to land a good job in certain states. As you can see, your credit score is extremely important, it’s also important you monitor it on a regular basis. Especially when you know you plan on making a big life change (such as buying a new car or renting an apartment).
Back in the day, your credit score would be affected every time you checked it (dumb, I know), but thankfully, that is no longer the case in most situations. There are now apps out there that can help you monitor your credit. Yes, monitoring your credit and even looking at your bank account can suck, but it has to be done if you want to take charge of your finances. Below are a few of my favorites apps that help with credit monitoring:
If you are looking to have your credit monitored, then you need to download the Credit Sesame app. When you use this app, you will get insider access to your Experian account. From here, you will be able to see your credit score and much more.
Many of you have probably heard of Mint before. If you’re looking to monitor your credit and have a little bit of budgeting thrown in, then download this app. Perhaps managing your money and monitoring your credit is going to be a lot easier for you! Mint is also one of the money management apps that has been around the longest.
Since you’re already checking all of these apps to see what your score is, you might as well use an actual credit reporting agency. Experian has an app, just like these other ones. You can monitor your credit and know exactly what is happening. Monitoring your credit and checking your credit score. Knowing your score can give you an advantage when it comes to taking control of your money.
This is a good name for a credit monitoring app and it works great too. CreditWise is from Capital One and will alert you when something is happening within your credit perimeters. They’ll send you an email, which is great! You can also access CreditWise through the app.
This is a very well rounded app that does a lot more than just help you track your credit score. Like some of the other apps mentioned, it helps with budgeting, but it also tracks the little things you pay for month-to-month that you may have forgotten about and no longer use on a regular basis (Hulu, Adobe, Netflix, Pandora…). If there is something you no longer want to pay for, Clarity will go through the work to unsubscribe you from the monthly charge. Very similar to the email subscription startup, Unroll me. That great addition, like the app itself, is free.
As you can see, there are some pretty great apps for monitoring credit. Make sure you check out all these apps so that you can monitor your credit and take charge of your finances. You can also check out Crediful to get help in understanding how credit works, plus much more.